LOANS What Is a Loan?                A loan is an amount borrowed from a lender with the promise to return within a specific time period. The lender decides a fixed rate of interest on the amount you borrow, and that must be paid along with the principal amount you …

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INSURANCE What Is Insurance?                Insurance is a legal agreement between the insurance company(insurer) and you(insured). The insurer promises to reimburse the losses when a contingency happens to the insured. Contingency is a futuristic event or circumstance which cannot be predicted. It may or may not happen in one’s …


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